alta

基本解釋

Borrowers once served by Federal Housing Administration loans turned to subprime and alt A mortgages.
曾經(jīng)由聯(lián)邦住房管理局提供貸款的人們，轉(zhuǎn)而申請“次級”和“次優(yōu)”貸款。
Of particular concern are “Alt-A” mortgages, offered to borrowers sandwiched between subprime and prime.
其中最讓人擔(dān)心的是所謂的次優(yōu)按揭貸款，這種產(chǎn)品針對那些信貸狀況在次級抵押貸款（subprime mortgage）和優(yōu)惠抵押貸款（prime mortgage）所規(guī)定的標準之間。
But house prices have fallen so steeply that perhaps half of all Alt-A borrowers are in negative equity; for many, walking away may seem the best option.
但住房價格下跌之深，可能使約半數(shù)的次優(yōu)按揭貸款人士變成了負資產(chǎn)。對他們而言，一走了之可能是最好的選擇。

Alt A loans are somewhat in-between prime and subprime mortgages on the risk scale.
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They consistently rated shares in securitized pools of mortgages, even subprime and Alt A mortgages, as AAA, causing the downfall of major financial institutions.
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First, new foreclosures are still coming in huge numbers, thanks to record levels of negative equity (around one in five homeowners with a mortgage), and Alt-A mortgage resets still haven't peaked.
FORBES