inventory pledge loan

基本解釋

Inventory pledge loan is the chief fund source to solve SMF financing problem. There is a lack of analysis of the supervisor in existing literatures.
存貨質押貸款是解決中小企業(yè)融資難問題的主要貸款渠道，已有文獻缺乏對監(jiān)管人的分析。
Determining certain interest rate and loan to value ratio(LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
存貨抵押貸款中，信用風險主要來源于抵押物價格和流動性風險，信貸人確定適當的利率和貸款價值比能夠有效緩釋信用風險。
On inventory pledge loan, creditor can screen on borrowers with asymmetric information of ex ante default possibility, when taking into account borrowers' signaling action by acquiring a credit score.
研究存貨質押貸款中，當信貸人對借款人質押前違約概率信息不對稱時，考慮借款人信號發(fā)送行為時對借款人的甄別。