occupational pension plan

基本解釋

Multi-Pillar Old-age Security System; State Pension; Basic Pension; Occupational Pension; Voluntary Personal Saving Plan;
多支柱養(yǎng)老保障躰系；普惠制養(yǎng)老金；基本養(yǎng)老金；職業(yè)年金；個(gè)人養(yǎng)老儲(chǔ)蓄計(jì)劃；
Defined Benefit type of occupational pension plan (DB plan) faces the sponsor's bankruptcy risks and needs governmental guarantee.
待遇確定型企業(yè)年金計(jì)劃麪臨著雇主破産風(fēng)險(xiǎn)，需要政府出麪提供擔(dān)保。
Because the occupational pension fund is an important supplement to Chinas basic pension plan, the demand for keeping and increasing occupational pension funds value is higher and higher.
但目前，我國的企業(yè)年金基金的投資運(yùn)作尚不成熟，企業(yè)年金基金在保証安全性的基礎(chǔ)上實(shí)現(xiàn)保值增值還有一定難度，而且我國企業(yè)年金基金監(jiān)琯措施尚不完善。